How to Unblock Your Heritage Bank Account and ATM Card: Hello, everyone! So here’s a situation that happens more often than we’d like to admit: you’re ready to make a purchase, maybe even something you’ve been saving up for, and you take out your Heritage Bank ATM card only to find out it’s been blocked.
Or worse, you’re trying to make an urgent online payment, and boom: your Heritage Bank account is restricted. Seriously, could the timing be any worse?
But let’s not hit the panic button just yet. Your account or ATM card could be blocked for a variety of reasons.Â
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It could be due to multiple failed login attempts, you have blocked it yourself and you have forgotten or you didn’t realize, suspicious transaction activities, or even because of a glitch in the bank’s system.
Either way, the stress can be overwhelming. But guess what? We’ve got your back! TeezabTech.com.ng got your back!
In today’s extensive guide, we’ll be breaking down the various ways you can unblock your Heritage Bank account and ATM card, step by step.
We’ll look at options that range from using the Heritage Bank mobile app to making a personal appearance at your local branch.
Plus, we’ll share some pro tips on how to avoid such awkward situations in the future.
So, without further ado, let’s get you back to being a financial superstar!
Different Methods to Unblock Your Heritage Bank Account
I will be showing five different ways you can use to unblock your Heritage Bank account.
Each method has its own pros and cons. So, stick with me so as not to miss out on any details. Remember, it is the account you are keeping your money we are talking about here!
Unblock your Heritage Bank Account by Contacting their Customer Care
The immediate route that most people consider is contacting Heritage Bank’s customer care service. They’re available 24/7, and they can help you sort this mess out.
Steps:
To unblock your Heritage Bank ATM Card by calling the customer care, follow the steps below:
- Call the Heritage Bank customer care line.
- Follow the automated prompts until you can speak with a representative.
- Provide the necessary identification, such as account number, full name, and possibly answers to security questions.
- Receive guidance on how to unblock your account or ATM card.
Pros of using this method
- Immediate response.
- Available 24/7.
Cons
- Might experience long wait times.
- Call charges may apply.
Check these out: How to check Heritage Bank Account Number on Phone and How to check Heritage Bank Statement of Account on Phone
Unblock your Heritage Bank ATM Card using the Heritage Bank Mobile App
If you’re a tech-savvy person and prefer to handle things on your own, the Heritage Bank mobile app is a convenient solution.
Steps:
To unblock your Heritage Bank account using the Bank’s mobile app, follow the steps below:
- Visit the Google Play Store to download the Heritage Bank mobile app
- Install and launch the app
- Log in with your credentials.
- Navigate to ‘Account Services’ or ‘Card Management.’
- Follow the instructions to unblock your account or card.
Pros of using this method
- Can be done at any time or place.
- There is no need to speak with customer care.
Cons
- Requires internet access.
- Your account may be too restricted for app login.
Unblock your Heritage Bank Account by Visiting a Heritage Bank Branch
If you’re the type who prefers to get things done in person, visiting your local Heritage Bank branch is another solid option.
Steps:
- Walk into a Heritage Bank branch during working hours.
- Take a number and wait for your turn.
- Explain the situation to the customer service representative.
- Present your identification and account details for verification.
Pros of using this method
- Face-to-face communication.
- Immediate resolution of the issue.
Cons
- Limited to the bank’s working hours.
- It may involve long waiting times.
Unblock your Heritage Bank ATM Card by Using Heritage Bank Internet Banking
Heritage Bank’s Internet banking platform can be a lifesaver, especially for those who have access to a desktop or laptop.
Steps:
To unblock your Heritage Bank account using this method, follow the steps below;
- Go to Heritage Bank’s internet banking portal.
- Log in with your credentials.
- Navigate to ‘Account Services’ or ‘Card Management.’
- Follow the on-screen instructions to unblock your account or card.
Pros of using this method
- Can be done from the comfort of your home.
- Quick and easy to navigate.
Cons
- Requires internet access.
- Might encounter browser compatibility issues.
Code to Unblock your Heritage Bank Account and ATM Card
The code to unblock your Heritage Bank account is *745#.
The code to unblock your ATM card is *745# but there are steps you must follow carefully to unblock your ATM card account.
- Dial the Heritage Bank USSD code *745# on your mobile phone.
- You will be required to provide the phone number you used in registering the Account.
- Select the option to unblock your USSD
- Confirm unblocking of the USSD code or the account.
- Enter USSD 4-digit PIN.
Tips to Prevent Future Blocks
1. Always double-check your PIN: Before confirming any transaction, make sure you’ve entered the correct PIN to avoid multiple failed attempts.
2. Enable transaction alerts: This will keep you updated on all account activities, and you can easily spot any suspicious transactions.
See Also: How to Block Heritage Bank Account and ATM Card and How to buy Data from Heritage Bank
3. Regularly update passwords: This is a general security measure that makes it difficult for unauthorized users to access your account.
4. Never share your account details: Keep your account information confidential to minimize the risk of unauthorized access.
TechSpike’s Conclusion
Getting your Heritage Bank account or ATM card blocked can feel like a nightmare, but as we’ve seen, it’s a situation that can be resolved in several ways.
Whether you decide to pick up the phone and speak to customer service, or you opt for the more tech-friendly options like the mobile app or internet banking, the most important thing is to act quickly.
In the grand scheme of things, a blocked account is more of a hiccup than a roadblock on your financial journey.
While it’s an inconvenience, it’s often a sign that your bank’s security measures are working as they should to protect your money and personal data.
So, remember to breathe, don’t panic, and use this guide to get yourself back on track. Happy banking,!
If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!Â
See Also:
- How to transfer Money from Heritage Bank
- How to buy MTN Airtime from Heritage Bank
- How to Transfer Money from Heritage Bank to PalmPay Account
- How to check Heritage Bank Account Number on Phone
- How to check Heritage Bank Account Balance
Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.