First Bank Virtual Card 2024 [All you need to know]

First Bank Virtual Card 2024: Hello, reader! In today’s digital age, virtual cards are becoming increasingly popular, offering convenience and security.

First Bank Virtual Card

You might be wondering, “Does First Bank have virtual card?” Well, we’ve got you covered with all the details you need to know!

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What is First Bank Virtual Card?

Before we dive into First Bank’s services, let’s quickly touch on what a virtual card is. It’s like your regular bank card, but digital. 

FirstBank Virtual Card is a Naira-denominated debit card. It is a digital representation of any plastic debit card, linked to either customer operative account or wallet account. 

The FirstBank Virtual Card is a very convenient alternative to the use of cash and cheques. It gives you direct access to funds in your operative or wallet accounts.

You can seamlessly carry out card-not-present (CNP) transactions online. It is the safest, easiest, most convenient, and secure way of making payments.

There’s more! The Virtual card is free for the first 10,000 customers who download it and guess what, you also get a 10% discount on all purchases (capped at N1,000.00). 

Does First Bank Have Virtual Card? 

As of our latest information which is in 2024, yes First Bank does offer virtual card services.

The First Bank Virtual card is designed specifically for web transactions and can be used to shop online (both locally and internationally), pay bills, and subscribe to services, among other things.

How to Get a First Bank Virtual Card

To get First Bank Virtual card, simply follow the steps below:

  1. Visit the Google Play Store or Apple Store to download the First Bank mobile app if you don’t have it already
  2. Login to your account with your username and password. NOTE: You have to register if you are a first-timer.
  3. Look for Virtual card on your dashboard
  4. You have to purchase the card if you are not among the first 10,000 to purchase the virtual card.

Try it now, it’s quick, easy, and secure.

How to Activate First Bank Virtual Card

To activate First Bank Virtual card, follow the steps below:

  • After you have purchased the virtual card
  • A prompt for card activation will show up on your screen.
  • Simply select Yes and you have an active virtual card. No branch visit is required.

Benefits of Using Virtual Card

The following are some of the benefits of virtual card;

  1. Secured means of making payment, a second-level authentication in the form of an OTP (One Time Password) is provided to complete a transaction.
  2. 24/7 access to funds in the card anywhere in Nigeria.
  3. Instant SMS transaction alerts for convenient monitoring of card usage.
  4. Customers have a much lower risk of being a victim of fraud if they use a virtual debit card: it cannot be stolen or cloned.
  5. The cost of the card is free.
  6. Convenient to get and use a virtual debit card, and it takes far less time.
  7. No need to carry a physical card
  8. Provides protection and convenience

Frequently Asked Questions – FAQs

What is the cost of First Bank Virtual Card?

The First Bank Virtual card costs N200 (VAT exclusive).

Can I use my Virtual card for International transactions?

Virtual Cards requested on the FirstMobile app can be used for local and international transactions while cards requested on the FirstMonie App can only be used for local transactions.

What is First Bank Virtual card limit?

Firstmonie Daily Transaction Limit
ChannelLocalDaily Transaction Count
FirstMobile Daily transaction Limit
ChannelLocalInternationalDaily Transaction Count
ATMN150,000$100 daily/monthly10
POSN2,500,000$100 daily/monthly20
WEBN1,000,000$100 daily/monthly20

How long does First Bank virtual card use before expiring?

3 years.

TeezabTech Conclusion

In conclusion, Yes, First Bank have virtual cards. First Bank is keeping up with the digital trend by offering virtual cards to its customers.

This move shows their commitment to providing secure and convenient banking solutions.

For more updates on banking and tech, stay tuned to, where we keep you informed on the latest in the tech world.

If you have any questions regarding this post, simply leave us a comment in the comment box below and we will get back to you as soon as possible!

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