GTBank Virtual Card 2024: Hello, TeezabTech.com.ng reader! In today’s digital age, virtual cards are becoming increasingly popular, offering convenience and security.
You might be wondering, “Does GTBank have virtual card?” Well, we’ve got you covered with all the details you need to know!
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What is GTBank Virtual Card?
The GTBank Virtual MasterCard offers frequent online shoppers a secure and flexible alternative to physical payment cards.. The virtual card is instantly issued via Internet Banking.
It is designed primarily for:
- Security-conscious online shoppers who prefer not to use their debit/credit cards linked to their regular bank account online.
- As a fallback option for customers who have forgotten or lost their Card, but need to perform urgent online purchases.
Does GTBank Have Virtual Card?
As of our latest information which is in 2024, yes GTBank does offer virtual card services.
GTBank designed the Virtual card specifically for web transactions. You can use it to shop online (both locally and internationally), pay bills, subscribe to services, and more
How to Apply for a Prepaid Virtual Naira MasterCard
The virtual card is issued instantly when requested on Internet Banking. To request, follow the steps below:
- Login to the Internet Banking Platform
- Select Cards from the left-hand panel, click on the Virtual Card request menu, and fill in the displayed form
- Click the new “Request Button” to initiate your request for a new virtual Pre-paid Card
- Click on the ‘Account to link’ and agree to the “Terms and Conditions” checkboxes
- Answer your secret question and click the ‘Continue’ button
- The confirmation button is then displayed
- Generate a 6-digit code from your hardware token device
- Input the generated 6-digit token code on the confirmation page and click the ‘Submit’ button
- Internet Banking will display the details of the Pre-paid card once your request is successful:
– PAN (Card Number)
– Expiry date
– Activation Code
– CVV
Try it now, it’s quick, easy, and secure.
How to Convert Your Virtual Pre-paid Card to a Physical MasterCard
- Click the ‘Convert to physical Card’ link button as shown on the right
- Select the Account to debit for the card Charge
- Select your preferred Pickup Branch
- Answer your secret question and click the ‘Continue’ button
- A record submitted successfully is displayed once the request is complete
N/B: The card is removed from the History page and is no longer available as a Virtual card’.
GTBank Virtual Card Transaction Limits
| Daily loading limit | N100,000 |
|---|---|
| Daily Maximum Card Balance | N500,000 |
| Local Web transactions | N500,000 daily |
Benefits of Using GTBank Virtual Card
The following are some of the benefits of GTBank virtual card;
- Free Issuance: You get a Virtual MasterCard at no cost. Issuance is free.
- Accessible: You can use your Virtual Mastercard wherever MasterCard is accepted online..
- Instant: The Virtual card is available instantly on request.
- It’s Flexible: The card can be loaded from your existing Account via Internet Banking.
- Safe: Your card eliminates the risk and inconvenience of carrying cash and it cannot be stolen.
- It’s Prepaid: The card is loaded via Internet Banking.
- It’s Virtual: You don’t need to carry it out around to use it for online shopping as it’s always available on your Internet Banking.
- Secure: The card rides on the existing GTBank Internet Banking state-of-the-art secure technology platform.
- Back-up plan: The Virtual Mastercard is a fallback option for customers who have forgotten or lost their Card, but need to perform urgent online purchases.
- It’s Convertible: The card can be converted to a physical debit card upon your request.
- The card is valid for 3 years
Frequently Asked Questions – FAQs
Do I need to activate my card before first use?
No, you do not need to activate the card before use.
Is my Virtual card linked to my primary account with the bank?
No, the card is not linked to your primary account, a separate account is created for the card.
What is my Maximum Balance?
Your maximum balance represents the maximum amount that can be stored on your card at any time. Your maximum balance cannot exceed N500,000 at any time.
What is my Daily Funding Limit?
The daily funding limit represents the maximum amount that can be loaded on your virtual card daily. GTBank Virtual Prepaid Cardholders are restricted to loading a maximum of N100,000 on their virtual cards daily.
How does GTBank virtual card work?
It’s Prepaid: The card is loaded via Internet Banking. It’s Virtual: You don’t need to carry it out around to use it for online shopping as it’s always available on your Internet Banking. Secure: The card rides on the existing GTBank Internet Banking state-of-the-art secure technology platform.
What is my Daily Transactio n Limit?
The daily transaction limit allowable on the card is N500,000.00
N/B: The funding limits are subject to Central Bank of Nigeria (CBN) regulation and may change without notice.
Conclusion on GTBank Virtual Cards
In conclusion, Yes, GTBank have virtual cards. GTBank is keeping up with the digital trend by offering virtual cards to its customers.
This move shows their commitment to providing secure and convenient banking solutions.
For more updates on banking and tech, stay tuned to TechSpike.com.ng, where we keep you informed on the latest in the tech world.
If you have any questions regarding this post, simply leave us a comment in the comment box below and we will get back to you as soon as possible!
See Also:
- How to Withdraw Money from GTBank ATM Without a Card
- How to generate GTBank Token Code
- How to Block GTBank Account and ATM Card
- How to buy GLO Airtime from GTB
- How to transfer Money from GTB
- How to Download and Activate GTBank Mobile App
- How to Transfer Money from GTBank to Opay Account
- How to Unblock Your GTBank Account and ATM Card
- How to check GTB Account Number on Phone
- How to check GTBank Statement of Account on Phone
Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.