How to Borrow Airtime from Airtel in 2024 [Code to Borrow]

How to Borrow Airtime from Airtel in 2024: In today’s digital age, staying connected to colleagues, friends, and family is important. With the help of mobile phones, it has become easier to communicate with loved ones and colleagues, regardless of distance. 

How to Borrow Airtime from Airtel

Whether it’s for work or personal reasons, having access to airtime is essential for communication. However, running out of airtime can be frustrating, especially during an important call.

Fortunately, Airtel, one of the largest telecommunications companies in Africa, offers a quick and easy way to borrow airtime, when needed.

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Airtime is the amount of time you have to make calls, send texts, and use data on your mobile phone. It’s a prepaid service that allows you to use your phone as long as you have enough credit.

When you make a call, send a text, or use data, the amount is deducted from your airtime balance.

Then the big question is Why Borrow Airtime? There are times when you run out of airtime and need to make an important call or send a text message.

In such situations, borrowing airtime can be useful. Borrowing airtime allows you to stay connected even when you have no credit on your phone.

In this post, we’ll discuss how to borrow credit from Airtel in 2024, with the latest updates and information. You reading this post denote that you have asked one of the questions below, rest assured that you have gotten an answer to your question:

  • How to Borrow Airtime from Airtel Network
  • How to Borrow Credit on the Airtel Line 
  • How to Borrow Airtime from Airtel in 2024
  • Code to borrow airtime from Airtel 
  • How to borrow Airtime from Airtel without paying back
  • How to borrow Airtime from Airtel without charges
  • How to borrow unlimited airtime from Airtel 
  • How to stop Auto Borrow airtime on Airtel

Before you can borrow credit on Airtel, you have to be eligible. Here are the eligibility requirements: Remember, TECHSPIKE.COM.NG got you covered!

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What are the Eligibility Requirements to Borrow Credit on Airtel? 

To borrow airtime on Airtel, you must meet the following requirements:

  1. You must be a prepaid customer.
  2. You must have been an active Airtel customer for at least 3 months.
  3. You must have paid up any outstanding airtime loan you previously borrowed.
  4. You must have a minimum recharge of N200 every month.
  5. You must have a good credit score.

If you meet all of these requirements, you can easily borrow credit on Airtel whenever you need it. Now we can proceed on how to borrow credit from Airtel.

How to borrow airtime From Airtel in Nigeria?

Borrowing airtime on Airtel is a simple and fast process that can be done through several means, which include:

  1. Via calling the Customer Care
  2. Via Airtel Thanks App
  3. Via USSD code

Let’s take a closer look at these ways.

How to Borrow Airtime on Airtel through Customer Support

 If you prefer to speak to a customer service representative, you can borrow airtime by calling Airtel’s customer care line. The customer care representative will guide you through the process of borrowing airtime and answer any questions you may have. 

To put a call through, simply dial 111 with your Airtel line, and follow the instructions. Wait till a customer care representative answers your call and tender your request to borrow airtime. Airtel customer care line works 24/7, and they are always ready to assist you.

How to Borrow Airtime From Airtel using myAirtel App

In addition to borrowing credit on Airtel through customer care, you can also borrow credit through the myAirtel app. The app is available for download on both Android and iOS devices, and it allows you to easily manage your account, recharge your line, and borrow airtime.

To borrow airtime on the app, simply select the “Credit” option from the menu and follow the prompts. The app is user-friendly and easy to navigate, even for a first-timer.

How to borrow airtime on Airtel using USSD Code

To borrow airtime from Airtel using the USSD code, follow the steps below: 

  1. Dial *500# To borrow credit on Airtel, dial *500# on your mobile phone. This will take you to the Airtel Extra Credit menu. 
  2. Select Extra Credit Once you’re on the Airtel Extra Credit menu, select Extra Credit to see the available airtime loan options. 
  3. Select your preferred loan option Airtel offers different loan options depending on your usage and credit score. Select your preferred loan option from the list provided. The loan options available include:
    • Extra Credit 10 – This allows you to borrow N10 worth of airtime 
    • Extra Credit 50 – This allows you to borrow N50 worth of airtime
    • Extra Credit 100 – This allows you to borrow N100 worth of airtime 
    • Extra Credit 200 – This allows you to borrow N200 worth of airtime
    • Extra Credit 500 – This allows you to borrow N500 worth of airtime 
  4. Confirm your loan request After selecting your preferred loan option, you’ll be prompted to confirm your loan request. Confirm by selecting the option to proceed. 
  5. Receive your airtime Once your loan request is approved, the airtime will be credited to your account, and you can use it immediately to make calls, send texts, or use data.

How to Pay Back My Loan?

Airtel will deduct the loan amount plus a 15% service fee from your next recharge. For example, if you borrow N100, you’ll pay back N115 (N100 loan + N15 service fee). The loan repayment will be deducted from your next recharge automatically.

Another important thing to note is that borrowing airtime on Airtel is subject to terms and conditions. These terms and conditions outline the rules and regulations surrounding borrowing airtime, including the fees charged and the repayment.

Frequently Asked Questions on How to Borrow Credit on Airtel

How to Borrow Airtime from Airtel Without Paying Back?

Let me tell you this! There is no way you can borrow airtime from Airtel without paying back except if you are ready not to use the SIM card again!

Airtel Data Free at Night?

From midnight to 5 a.m., Airtel offers Night Plans. The next morning, he was still alive. From 12 a.m., you may use 500 MB of data for one night for just 25. Under the same conditions, you can get 150 MB between 5 am and 6 am

How do I Borrow Airtime or Data on AIRTEL?

What is Airtel Credit Loan Service? Airtel Credit Loan Service is a credit loan service that enables eligible customers to borrow data on credit and pay it back upon the next recharge. How can I access this service? Simply dial *500# and select 3 for Borrow Data.

What is the Code to Borrow Airtime from Airtel?

The code to borrow airtime from Airtel is *500#. Simply dial the code and follow the prompt messages to borrow Airtime on Airtel.

How to Borrow Airtime from Airtel Without Charges

There is absolutely no way you can borrow Airtime from Airtel without charges. It is part of the policy of their credit loan service to a 15% service fee.

How to Borrow Airtime?

  • Borrow Airtime via *606# Menu:
  • Dial *606# and select XtraTime.
  • You can then select your preferred amount from the list.
  • After selecting your preferred amount, the system will send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.


In conclusion, borrowing airtime on Airtel is a quick and easy way to stay connected when you need it most.

Whether you’re out of credit and need to make an urgent call, or you need to top up your data for an important work task, borrowing airtime can be a lifesaver.

Just remember to read and understand the terms and conditions, and use the service responsibly.

If you have any questions, kindly leave us a comment in the comment section below and we will get back to you as soon as possible!

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