How to Borrow Airtime From MTN in 2024 [Full Guide]

How to Borrow Airtime from MTN in 2024: In today’s digital age, staying connected to colleagues, friends, and family is important.

With the help of mobile phones, it has become easier to communicate with loved ones and colleagues, regardless of distance. Whether it’s for work or personal reasons, having access to airtime is essential for communication.

However, running out of airtime can be frustrating, especially during an important call. Fortunately, MTN, one of the largest telecommunications companies in Africa, offers a quick and easy way to borrow airtime, when needed and pay back later.

Airtime is the amount of time you have to make calls, send texts, and use data on your mobile phone. It’s a prepaid service that allows you to use your phone as long as you have enough credit.

When you make a call, send a text or use data, the amount is deducted from your airtime balance.

Then the big question is Why Borrow Airtime?

There are times when you run out of airtime and need to make an important call or send a text message. In such situations, borrowing airtime can be useful.

Borrowing airtime allows you to stay connected even when you have no credit on your phone.

In this post, we’ll discuss how to borrow airtime from MTN in 2024, with the latest updates and information. You reading this post denote that you have asked one of the questions below.

Be rest assured that here on TECHSPIKE.COM.NG, you have gotten an answer to your question:

How to Borrow Airtime on MTN network
How to Borrow Airtime from MTN Line in 2024
Code to borrow Airtime from MTN
How to stop Auto Borrow airtime on MTN
How to cancel auto borrow airtime on mtn
How to borrow airtime from MTN through SMS
What is the code to borrow Airtime on MTN
How to borrow airtime from MTN without paying back

Before you can borrow credit on MTN, you have to be eligible. Here are the eligibility requirements:

See Also;

Eligibility requirements to borrow Credit on MTN

To borrow airtime from MTN, you must meet the following requirements:

You must be a prepaid customer.
You must have been an active MTN customer for at least 3 months.
You must have paid up any outstanding airtime loan you previously borrowed.
You must have a minimum recharge of N200 every month.
You must have a good credit score.

If you meet all of these requirements, you can easily borrow credit on MTN whenever you need it.

Now we can proceed on how to borrow credit on MTN;

How to Borrow Airtime from MTN?

Borrowing airtime on MTN is a simple and fast process that can be done through several means, which include:

Via calling the Customer Care
Via MTN mobile App/MyMTN app
Via USSD Code

Let’s take a closer look at these ways.

How to Borrow Airtime on MTN through Customer Care

If you prefer to speak to a customer service representative, you can borrow airtime by calling MTN’s customer care line. The customer care representative will guide you through the process of borrowing airtime and answer any questions you may have.

To put a call through, simply dial 180 with your MTN line, and follow the instructions. Wait till a customer care representative picks up your call and tender your request to borrow airtime. MTN customer care line works 24/7, and they are always ready to assist you.

How to Borrow Airtime on MTN using MTN Mobile App

In addition to borrowing credit on MTN through customer care, you can also borrow airtime through the MTN mobile app.

The app is available for download on both Android and iOS devices, and it allows you to easily manage your account, recharge your line, and borrow airtime.

To borrow airtime on the app, simply select the “XtraTime” option from the menu and follow the prompts. The App is user-friendly and so easy to navigate, even for a first-timer.

How to borrow airtime on MTN using USSD

To borrow airtime on MTN using USSD, follow the steps below:

Dial *303#
- To borrow airtime on MTN, dial *303# on your mobile phone. This will take you to the MTN XtraTime menu.
Select XtraTime
- Once you’re on the MTN XtraTime menu, select XtraTime to see the available airtime loan options.
Select your preferred loan option
- MTN offers different loan options depending on your usage and credit score. Select your preferred loan option from the list provided. The loan options available include:
  - XtraTime 25– This allows you to borrow N25 worth of airtime and pay back N28.5
  - XtraTime 50 – This allows you to borrow N50 worth of airtime and pay back N57.5
  - XtraTime 100 – This allows you to borrow N100 worth of airtime and pay back N115
  - XtraTime 200 – This allows you to borrow N200 worth of airtime and pay back N230
  - XtraTime 500 – This allows you to borrow N500 worth of airtime and pay back N575
Confirm your loan request
- After selecting your preferred loan option, you’ll be prompted to confirm your loan request. Confirm by selecting the option to proceed.
Receive your airtime
- Once your loan request is approved, the airtime will be credited to your account, and you can use it immediately to make calls, send texts, or use data.

How to pay back my loan?

MTN will automatically deduct the loan amount plus a 15% service fee from your next recharge. For example, if you borrow N100, you’ll pay back N115 (N100 loan + N15 service fee). The loan repayment will be deducted from your next recharge automatically.

Another important thing to note is that borrowing airtime on MTN is subject to terms and conditions.

These terms and conditions outline the rules and regulations surrounding borrowing airtime, including the fees charged and the repayment schedule. It’s important to read and understand these terms and conditions before borrowing airtime on MTN.

Frequently Asked Questions

Code to Borrow Airtime from MTN

The code to borrow airtime from MTN Nigeria is *303#.

How can I migrate to MTN 1GB for 200?

You can activate the 200 naira data package by dialing *312*65*2#. After this process, you have successfully subscribed to the data plan that gives you 1GB for #200. Although luckily this service can work for those who frequently recharge on their SIM cards.

How to stop Auto Borrow Airtime on MTN

Simply dial *312*1*9*3# >> reply with the number option of the bundle > then reply with 1 to proceed. Simple as that!

How do I return the Borrowed Credit on MTN

You needn’t disturb yourself regarding this as MTN will automatically deduct the borrowed credit on your next recharge.

Can MTN borrowed credit be transferred?

You can transfer borrowed airtime on MTN by simply dialing *777*Recipient’s Number*Airtime Amount*PIN# on your phone and then clicking on send/press OK.

Can I use my borrowed airtime to buy data on MTN?

You can use the borrowed airtime to make calls or purchase data bundles if you would rather not borrow data directly.

How do I get 500Mb for MTN #25?

Dial *406# on your mobile device and select your preferred Pulse Nightlife Plan from the bundle menu. You may also dial *406*3*1# for a 250MB/₦25 bundle and *406*3*2# for a 500MB/₦50 bundle.

How to borrow airtime from MTN without paying back

Hello! There is no way you can borrow airtime from MTN without you paying it back except if you want to let go of the line and not use it again!

What is the code for borrowing data on MTN?

*303#

Borrow Data via *303# Menu: Dial *303# and select XtraByte. The system will then display all the data bundles that you can borrow. You can then select your preferred data plan from the list.

Conclusion

In conclusion, borrowing airtime on MTN is a quick and easy way to stay connected when you need it most.

Whether you’re out of credit and need to make an urgent call, or you need to top up your data for an important work task, borrowing airtime can be a lifesaver.

Just remember to read and understand the terms and conditions, and use the service responsibly.

Leave us a comment in case you have one or two questions regarding this post and we will get back to you as soon as possible.