How to generate FCMB Bank Token Code in 2024

How to generate FCMB Bank Token Code in 2024: Are you looking for how to get FCMB Bank token? If so, then you are on the right page!

As we all know the digital landscape has evolved, presenting us with unprecedented convenience and unforeseen threats.

Cyber threats are on the increase every single day, so the need to secure our digital assets is now Paramount! That’s why we are here today!!

By using an FCMB Bank token code, customers can significantly enhance the security of their online banking activities.

The token’s ability to generate unique, time-sensitive OTPs ensures that only the authorized account holder can complete transactions and access sensitive information, adding an important safeguard in an age of increasing digital vulnerabilities.

In this post, I will be taking you through how you can generate FCMB Bank Token in 2024. So, stick with me very carefully so as not to miss out on any details here! Remember, security must not be taken with a levity hand!

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Some Frequently Asked Questions

Without wasting much of our time here, let’s get this thing started!

I will kick start this with What FCMB Bank token is!

What is FCMB Bank Token Code?

The FCMB Bank Token Code, also known as the FCMB Bank Token, is a security feature provided by FCMB Bank to enhance the security of online banking transactions.

It is a small electronic device that generates a unique and time-sensitive security code, often referred to as a “token code” or “one-time password” (OTP).

This code is required to authorize certain transactions, especially those involving funds transfer or sensitive operations through FCMB Bank’s online or mobile banking platforms.

When you initiate a transaction that requires an extra layer of security, the FCMB Bank Token generates a unique code that you need to enter to complete the transaction.

This code changes with each use and is valid only for a short period of time, adding an additional layer of protection against unauthorized access to your account.

The FCMB Bank Token enhances the security of online banking by adding a dynamic and time-bound element to the authentication process, making it more difficult for unauthorized individuals to gain access to your account and conduct fraudulent transactions.

The requirement to Activate FCMB Bank Token

Below are the requirements needed to activate FCMB Bank Token:

FCMB Bank eToken app
Hardware token, Debit card, or Quick Access (Bank Activation code)
Debit ₦2625 activation fee in your FCMB Bank account

How To Generate FCMB Token Online With Mobile Banking App Easily

Before you can generate the token using the app, you need to first download the FCMB mobile banking app. To do so, here are the steps to follow.

Download the FCMB Mobile App

Depending on your device i.e. Android, iOS, Blackberry, and Windows, go to your device app store.
Type and search for FCMBOnline Token App
Then, download the app.
Finally, install the FCMBOnline Token App.

Generating the FCMB Token Online

To generate the token after downloading the app, here is what you have to do.

Log on to FCMBOnline (Internet Banking) personal version and click on the “Utilities” menu.
Select “FCMBOnline Mobile Token”.
Select account to debit for the mobile token activation.
Input Transaction Password and Authentication Code
Click on “Process Request” to register.
If Successful, the platform displays “Token Registration Successful” and customer is debited for the charges and the following activation details displayed.
- Serial Number – 10 digits
- Activation Code – 21 digits
- Customer ID
- QR Code for QR Code activation. (make sure you keep these safe as you may need them later).

How To Activate The Token App

Launch the App, Click on “Enter Details for New User” and input the following:
- Serial Number – 10 digits
- Activation Code – 21 digits
- Customer-ID
Click on “Activate”.

On the App, Click on “Scan QR code for New User”.
Phone switches to camera mode.
Customer Scan the QR Code with the phone.
Input the customer-ID
Click on “Activate”.
Registration is completed and the FCMBOnline Token App is ready for use.

Please Note: The FCMBOnline token app is a software token security application hosted on your mobile device that is used to authenticate transactions on FCMBOnline (Web).

Frequently Asked Questions on How to Generate FCMB Bank Token Code in 2024

What is FCMB Online token app?

The FCMBOnline token app is a software token security application hosted on your mobile device that is used to authenticate transactions on FCMBOnline (Web). This is an alternative to the Hardware token and the SMS token. The FCMBOnline token app is downloadable on the mobile phone making it convenient to carry around without stress.

How can I download the mobile token app?

The app can be downloaded from any of the stores depending on your phone type (Apple store, Android store, BB store and Windows store – (Android Version, iOS , Windows & Blackberry once we go live)

How do I register as a Business customer?

Please download the app and visit the any FCMB branch to get your token activated

If I do not use the code (The generated token code) within one minute what happens?

You will need to regenerate a new code as the initial code will no longer be valid for any transaction.

What kind of mobile device supports the FCMBOnline token app?

All kinds of smart phones support the FCMBOnline token app. (Android Version, iOS , Windows & Blackberry once we go live)

Can I password the FCMBOnline token App?

Yes. You can password the app if you wish.

What happens if I change my phone or forgot app password? (Business Customer)

Please download the app and visit the any FCMB branch to get your token reactivated.

What happens if I change my phone number?

Changing your phone number does not affect the application. You will still be able to use the app after a reactivation is done.

Can I have the app on two different phones?

No. This app can only be downloaded on one phone per user as it captures the customer ID of every user.

What are the benefits of using the mobile token app?

It is convenient for customers who don’t wish to carry hardware device around and there is no telecommunication SMS delivery delay.

What happens if I change my phone or forgot app password? (Individual Customer)

Visit the App store of respective device (i.e. Android , iOS, Blackberry and Windows).
Search, download and reinstall the FCMBOnline Token App.
Log on to FCMBOnline personal version and click on the “Utilities” menu.
Select “FCMBOnline Mobile Token”.
Input Transaction Password and Authentication Code
Click on “Process Request” to reactivate.
If Successful, the platform displays “Token Reactivation Successful” without any charge with the following reactivation details displayed.
- Serial Number – 10 digits
- Activation Code – 21 digits
- Reactivation Code
- Customer ID (the first 7 digits of your account number)
- QR Code for QR Code activation.
Launch the App, Click on “Enter Details for Existing User” and input the following:
- Serial Number – 10 digits
- Activation Code – 21 digits
- Reactivation Code -3 digits
- Customer-ID
Click on “Reactivate”.

On the App, Click on “Scan QR code for Existing User”.
Phone switches to camera mode.
Customer Scan the QR Code with the phone.
Input the customer-ID
Click on “Reactivate”.

Reactivation is completed and the FCMBOnline Token App is ready for use.

TechSpike’s Conclusion

Wrapping up, I need you to take a moment to realize that safeguarding your financial well-being is an ongoing commitment.

The act of generating FCMB Bank tokens isn’t just a procedural step; it’s a proactive stance against the rising tide of cyber threats.

By arming yourself with this additional layer of defense, you’re taking a stand for digital security and asserting control over your financial journey. Take the step today as tomorrow might be too late!

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!