How to Unblock Your FCMB Bank Account and ATM Card [A Step-by-Step Guide]

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How to Unblock Your FCMB Bank Account and ATM Card: Hello, welcome to TeezabTech.com.ng! So here’s a situation that happens more often than we’d like to admit: you’re ready to make a purchase, maybe even something you’ve been saving up for, and you take out your FCMB Bank ATM card only to find out it’s been blocked. 

Or worse, you’re trying to make an urgent online payment, and boom, your FCMB Bank account is restricted. Seriously, could the timing be any worse?

But let’s not hit the panic button just yet. Your account or ATM card could be blocked for a variety of reasons. 

It could be due to multiple failed login attempts, you have blocked it yourself and you have forgotten or you didn’t realize it, suspicious transaction activities, or even because of a glitch in the bank’s system. 

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Either way, the stress can be overwhelming. But guess what? We’ve got your back! TeezabTech.com.ng got your back! 

In today’s extensive guide, we’ll be breaking down the various ways you can unblock your FCMB Bank account and ATM card, step by step. 

We’ll look at options that range from using the FCMB Bank mobile app to making a personal appearance at your local branch. 

Plus, we’ll share some pro tips on how to avoid such awkward situations in the future.

So, without further ado, let’s get you back to being a financial superstar!

Different Methods to Unblock Your FCMB Bank Account

I will be showing five different ways you can use to unblock your FCMB Bank account. 

Each method has its own pros and cons. So, stick with me so as not to miss out on any details. Remember, it is the account you are keeping your money we are talking about here! 

Unblock your FCMB Bank Account by Contacting their Customer Care

The immediate route that most people consider is contacting FCMB Bank’s customer care service. They’re available 24/7, and they can help you sort this mess out.

Steps:

To unblock your FCMB Bank ATM Card by calling customer care, follow the steps below:

  1. Call the FCMB Bank customer care line.
  2. Follow the automated prompts until you can speak with a representative.
  3. Provide the necessary identification, such as account number, full name, and possibly answers to security questions.
  4. Receive guidance on how to unblock your account or ATM card.

Pros of using this method 

  • Immediate response.
  • Available 24/7.

Cons

  • Might experience long wait times.
  • Call charges may apply.

See Also: How to check FCMB Account Number on Phone and How to Block FCMB Bank Account and ATM Card

Unblock your FCMB Bank ATM Card using the FCMB Bank Mobile App

If you’re a tech-savvy person and prefer to handle things on your own, the FCMB Bank mobile app is a convenient solution.

Steps:

To unblock your FCMB Bank account using the Bank’s mobile app, follow the steps below:

  1. Visit the Google Play Store to download the FCMB Bank mobile app
  2. Install and launch the app
  3. Log in with your credentials.
  4. Navigate to ‘Account Services’ or ‘Card Management.’
  5. Follow the instructions to unblock your account or card.

Pros of using this method 

  • It can be done at any time or place.
  • There is no need to speak with customer care.

Cons

  • Requires internet access.
  • Your account may be too restricted for app login.

Unblock your FCMB Bank Account by Visiting an FCMB Bank Branch

If you’re the type who prefers to get things done in person, visiting your local FCMB Bank branch is another solid option.

Steps:

  1. Walk into an FCMB Bank branch during working hours.
  2. Take a number and wait for your turn.
  3. Explain the situation to the customer service representative.
  4. Present your identification and account details for verification.

Pros of using this method

  • Face-to-face communication.
  • Immediate resolution of the issue.

Cons

  • Limited to the bank’s working hours.
  • It may involve long waiting times.

Unblock your FCMB Bank ATM Card by Using FCMB Bank Internet Banking

FCMB Bank’s Internet banking platform can be a lifesaver, especially for those who have access to a desktop or laptop.

Steps:

To unblock your FCMB Bank account using this method, follow the steps below; 

  1. Go to FCMB Bank’s internet banking portal.
  2. Log in with your credentials.
  3. Navigate to ‘Account Services’ or ‘Card Management.’
  4. Follow the on-screen instructions to unblock your account or card.

Pros of using this method

  • It can be done from the comfort of your home.
  • Quick and easy to navigate.

Cons

  • Requires internet access.
  • Might encounter browser compatibility issues.

Code to Unblock your FCMB Bank Account and ATM Card

The code to unblock your FCMB Bank account is *329*10#.

If you have previously blocked your FCMB Bank USSD code and want to unblock it, follow the steps below:

  1. Dial *329*10# from the phone number linked to your FCMB Bank account.
  2. Select option 3 to unblock your USSD code.
  3. Enter your 4-digit USSD code PIN.
  4. Confirm the action.

Tips to Prevent Future Blocks

1. Always double-check your PIN: Before confirming any transaction, make sure you’ve entered the correct PIN to avoid multiple failed attempts.

2. Enable transaction alerts: This will keep you updated on all account activities, and you can easily spot any suspicious transactions.

Related Posts: How to buy Data from FCMB Bank and How to check your FCMB Account Balance

3. Regularly update passwords: This is a general security measure that makes it difficult for unauthorized users to access your account.

4. Never share your account details: Keep your account information confidential to minimize the risk of unauthorized access.

Frequently Asked Questions – FAQs

How do I unblock my FCMB account with my phone?

How to unblock FCMB account with USSD code *329#. If your account was blocked for being dormant i.e. you have not performed any transaction on it for a long time, then you can get it unblocked by dialing the FCMB USSD code *329# and perform a transaction like buying airtime, and your account will be unblocked.

How can I reactivate my FCMB ATM card?

Step 1. Visit the branch and submit a written application with your signature and operating instructions in the account. Step2. Submit self-attested proof of identity and address.

Can I reactivate my blocked ATM card?

Yes, you can directly approach your bank or its branch and submit a written application, requesting an automatic unblock of the ATM card. To verify your identity as the card’s user, you must submit ID and address proof. Once these details are verified, the bank will unblock your card.

What is the emergency code to block access bank account?

Access Bank has made it incredibly simple for customers to block their accounts without internet access by using a USSD code. Simply dial 901911# from any mobile phone.

TeezabTech Conclusion

Getting your FCMB Bank account or ATM card blocked can feel like a nightmare, but as we’ve seen, it’s a situation that can be resolved in several ways. 

Whether you decide to pick up the phone and speak to customer service, or you opt for the more tech-friendly options like the mobile app or internet banking, the most important thing is to act quickly.

In the grand scheme of things, a blocked account is more of a hiccup than a roadblock on your financial journey. 

While it’s an inconvenience, it’s often a sign that your bank’s security measures are working as they should to protect your money and personal data. 

So, remember to breathe, don’t panic, and use this guide to get yourself back on track. Happy banking,! 

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible! 

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