How to Open UBA Bank Account Without BVN in 2024

How to Open UBA Bank Account Without BVN: Are you looking for how you can open UBA Bank account without BVN (Bank Verification Number)? If yes, then you are on the right page!

UBA Bank is a trusted financial institution that offers various banking services to its customers.

One of the essential requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), a biometric identification system introduced by the Central Bank of Nigeria (CBN).

However, some individuals might wonder if it’s possible to open UBA Bank account without a BVN or not.

In this article, we’ll explore the steps and options for opening UBA Bank account without a BVN. So, stay with me and keep up!

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Importance of BVN (Bank Verification Number)

The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud.

While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.

Requirements for Opening UBA Bank account Without BVN

To open UBA Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:

You’ll need a valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
Recent Passport Photograph

Okay, now let’s move on to how you can open UBA Bank account without BVN.

See Also: How to Get and Setup UBA Secure Pass

How to Open UBA Bank Account Without BVN

Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open UBA account without a BVN:

The code to open UBA Bank Account without BVN is *919#.

Open the call app on your mobile phone
Dial *919#
Choose option which is to open account
Choose option to open account without BVN
Follow the on-screen command
Once you are done, your UBA Bank Account Number will be sent to you as sms.

Limitations of an Account Without BVN

It’s important to note that an account opened without a BVN may have certain limitations:

Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.

Obtaining a BVN Later

If you initially open UBA Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g Bank).

Once you have a BVN, you can link it to your existing UBA Bank account to access additional services and remove some limitations.

Frequently Asked Questions

Can I open UBA Bank account online?

Yes, you can open UBA Bank account online. All you have to do is simply log in to the UBA bank internet banking to get started.

Can I open a bank account without BVN?

Yes, as I explained in this post, you can open UBA account without BVN but the account will be limited until you link BVN to the bank.

How do I create a BVN?

Walk into any branch of your Bank. Fill out and submit the BVN Enrolment form. An acknowledgment slip with the transaction ID is issued to you. Within 24 hours the system confirms your application, your BVN is generated, and you receive an SMS for pickup.

How much does it cost to open a bank account in UBA?

You don’t need any amount to create a savings account in UBA bank.

TechSpike’s Conclusion

While having a BVN is a standard requirement for most banking transactions in Nigeria, it is possible to open UBA Bank account without one.

By meeting the specified requirements, providing the necessary documents, and following the account opening process, you can establish an account with UBA Bank.

Keep in mind that accounts without BVNs may have limitations on transaction amounts and available services. As banking practices evolve, it’s advisable to consider obtaining a BVN in the future to access a broader range of banking services and benefits.

Opening UBA Bank account without a BVN provides an opportunity for individuals who have not yet obtained this identification number to start their banking journey with a trusted financial institution.

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!