UBA Bank Cardless Withdrawal 2024: How to Withdraw Money from UBA Bank ATM Without a Card

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UBA Bank cardless withdrawal: How to Withdraw Money from UBA Bank ATM Without a Card: Hello TeezabTechrs, we’ve got something really special for you today that fuses technology with sheer practicality, UBA Bank’s cardless withdrawal feature. 

UBA Bank Cardless Withdrawal

Now, we’ve all been there, right? That moment when you reach for your wallet, sift through it, and realize your ATM card is missing. 

Your heart sinks, especially when you desperately need cash. Whether you’ve left it at home, misplaced it, or even worse, lost it, the situation is far from ideal. 

Well, let me tell you, UBA Bank has rolled out a solution that is nothing short of revolutionary.

In this post, I will explain to you what a cardless withdrawal is, and how you can withdraw money from an ATM card without a card.

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What is a Cardless Withdrawal?

Before we dive into the details, let’s clarify what we mean by ‘cardless withdrawal.’ This is a feature that allows you to withdraw cash from an ATM without using your physical ATM card. Sounds magical, right? 

Well, it kinda is. You can initiate the process using the UBA Bank mobile app or USSD code, and then walk up to the ATM to get your cash. No card is required!

Why Use Cardless Withdrawal?

There are several reasons you might want to use this feature:

  • Emergency Situations: Forgot your wallet? No problem. You can still get cash.
  • Safety: If you’re in a location where carrying a card might be risky, leave it at home and go cardless.
  • Convenience: Sometimes, it’s just easier not to worry about another piece of plastic.

How to withdraw cash from a UBA ATM without a card

In this post, I will be giving you seven ways you can use to withdraw money from UBA without ATM card:

  1. UBA Digital Experience on Mobile and Web
  2. By using Fingerprint
  3. Via USSD code
  4. Internet Banking
  5. UBA Mobile Banking App
  6. Via Phone Number
  7. Via Leo

So, stay with me while I explain each method to you!

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UBA Digital Experience on Mobile and Web

To withdraw money from UBA without ATM card via UBA Digital Experience on Mobile and Web, follow the steps below:

  1. Log into the Digital Experience On Mobile or Web
  2. On the Shortcut segment, Select Cardless Withdrawal
  3. Enter the amount you want to withdraw
  4. create a one-time 4-digit transaction code and enter your transaction PIN
  5. Locate any UBA ATM, Select Cardless Withdrawal
  6. enter the 4-digit PIN created and the 10-digit token received. 
  7. And that is all!

By using Fingerprint

To withdraw money from UBA without ATM card using Fingerprint, follow the steps below:

  1. Locate any UBA ATM
  2. On the Menu, select Cardless
  3. then, select the Biometric Option
  4. then place your right thumb on the scanner for 5 seconds.
  5. Follow the prompts to complete your transaction

See Also: How to Get and Setup UBA Secure Pass

How to withdraw Money from a UBA ATM without a card Via USSD Code.

The code to withdraw cash from a UBA without ATM card is *919#.

To withdraw money from UBA without ATM card using USSD code, follow the steps below:

  1. Dial *919*30*Amount# from your registered phone number
  2. select the ATM Cashout option
  3. get your Cashout PIN.
  4. Locate any UBA ATM
  5. On the ATM, select paycode
  6. follow the prompt

UBA Bank Cardless Withdrawal Via Internet Banking

To use UBA Bank Cardless withdrawal via Internet banking, follow the steps below:

  1. Visit UBA internet Banking Portal
  2. select Cardless Withdrawal to get a Withdrawal Code.
  3. Locate an ATM stand
  4. On the ATM, select Cardless Withdrawal,
  5. input the withdrawal code 
  6. follow the prompt.

How to withdraw Money from a UBA without ATM card UBA Mobile Banking App

To withdraw money from UBA without ATM card using UBA Mobile Banking App, follow the steps below:

  1. Visit Google Play store or Apple Store to download the UBA mobile Banking App
  2. Install and launch the app
  3. Register if you haven’t before
  4. On the app dashboard select Cardless Withdrawal from the menu
  5. create a 4-digit Cashout PIN.
  6. Locate any UBA bank ATM stand
  7. On the ATM select Paycode Cashout 
  8. follow the prompt

UBA Bank Cardless Withdrawal Via Phone Number

To use UBA Bank Cardless Withdrawal Via Phone Number, follow the steps below:

  1. Select PayAttitude on the ATM
  2. input your registered phone number
  3. approve the transaction using your 919 PIN
  4. Follow the prompts to complete your transaction

And Lastly!

UBA Bank Cardless Withdrawal Via Leo

UBA Leo is a virtual assistant created by the United Bank for Africa (UBA). It’s designed to provide users with a convenient and interactive way to carry out banking activities using artificial intelligence.

Essentially, UBA Leo allows customers to perform various banking transactions, inquire about account details, and get assistance through a chat interface.

It’s like having a helpful companion that simplifies banking tasks through a conversational interaction. If you have specific questions about UBA Leo or want more details, feel free to ask!

To use UBA Bank Cardless Withdrawal Via Leo, follow the steps below:

  1. Simply send Cardless withdrawal to Leo on Facebook, WhatsApp, or Apple Business Chat,
  2. create a one-time 4-digit PIN and you will receive a 10-digit token
  3. On the ATM, Select Cardless Withdrawal, enter the 4-digit PIN created and 10-digit token received. 

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How to withdraw money at UBA ATM

  • Enter any key at ATM
  • Select Cardless Withdrawal feature
  • Enter the 0-14 digit withdrawal passcode
  • Enter your one-time PIN for verification
  • Enter amount to withdraw
  • Collect your cash

How to withdraw money at Other Bank’s ATM

  • Locate any Other Banks ATM
  • Press “Enter” button on the ATM
  • Select the “PayCode” option
  • Enter “PayCode number” received on your mobile phone
  • Enter pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating request
  • Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
  • Press “Enter “ button to proceed
  • Collect your Cash

Common Issues and Troubleshooting

Sometimes, things don’t go as planned. Here are some issues you might face:

  1. Code Not Working: Ensure you’re inputting the code correctly.
  2. Expired Code: These codes have a short lifespan. If it’s expired, you’ll need to initiate a new transaction.
  3. Network Issues: If the network is down, the USSD and mobile app methods won’t work. You’ll need to wait.

TechSpike’s Conclusion on UBA Bank Cardless Withdrawal in 2024

We went through the concept of cardless withdrawal, the benefits, and the straightforward ways to make it happen via USSD. 

The beauty of this feature is that it’s more than just a technological advancement; it’s a real-life problem solver. I mean, who hasn’t had a minor panic attack at the thought of losing their ATM card?

With UBA Bank’s cardless withdrawal feature, those moments are a thing of the past. 

This is not just about innovation; it’s about adding genuine value to everyday life. You can now breathe a sigh of relief next time you step out and forget your card; UBA Bank has got you covered. Plus, this adds an extra layer of security to your transactions. 

You no longer have to worry about losing your card and someone misusing it. So, the next time you’re in a pinch and need cash, remember, that you are just a few taps or dial tones away from getting your money. 

If you’ve tried this feature or have any questions about it, we’d love to hear from you. 

Drop a comment below, and let’s get the conversation going. Until our next tech deep dive, stay savvy, TeezabTechrs!

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