How to Open Unity Bank Account Without BVN in 2024

How to Open Unity Bank Account Without BVN: Are you looking for how you can open Unity Bank account without BVN (Bank Verification Number)? If yes, then you are on the right page! 

Unity Bank is a trusted financial institution that offers various banking services to its customers. One of the essential requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), a biometric identification system introduced by the Central Bank of Nigeria (CBN). However, some individuals might wonder if it’s possible to open Unity Bank account without a BVN or not. 

In this article, we’ll explore the steps and options for opening Unity Bank account without a BVN. So, stay with me and keep up! 

Importance of BVN (Bank Verification Number)

The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud. While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.

Requirements for Opening Unity Bank account Without BVN

To open Unity Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:

1. You’ll need valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
2. Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
3. Recent Passport Photograph

Okay, now let’s move on to how you can open Unity Bank account without BVN. 

Check these out: How to check BVN on Unity Bank and How to check Unity Bank Account Balance

How to Open Unity Bank Account Without BVN

Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open Unity Bank account without a BVN:

The code to open Unity Bank Account without BVN is *7799#.

1. Open the call app on your mobile phone
2. Dial *7799#
3. Choose the option which says ‘open account’.
4. Choose the option to open account without BVN 
5. Follow the on-screen command and fill in all the required field.
6. Once you are done, your Unity Bank Account Number will be sent to you as sms.

Limitations of an Account Without BVN

It’s important to note that an account opened without a BVN may have certain limitations:

1. Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
2. Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
3. BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.

Obtaining a BVN Later

If you initially open Unity Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g Bank). Once you have a BVN, you can link it to your existing Unity Bank account to access additional services and remove some limitations.

How to Open Unity Bank Account Without BVN – FAQs

What is the USSD code for Unity Bank account opening?

*7799# CONVENIENT BANKING is a short code service that allows customers (account holders and non accountholders) to access banking services with their mobile phones irrespective of the Telecommunication service provider, phone type or location.

How do I get my Unity Bank account?

Visit any Unity Bank Branch and the Customer Service Officer will provide you with an application form. You also have the option of visiting their website www.unitybankng.com and visit the Customer Care page to download the application form.

How to open mobile banking in Unity Bank?

Simply download Unifi by Unity Bank on Google Play store and Apple Store. Get on Board! Existing Unity Bank account holders should click on ‘Get Started’, ‘I have a Unity Bank account’ and input existing Unity Bank account number. Register your username, Log in and start transacting!

What is the maximum amount of Unity Bank ussd transfer?

Note that the daily cumulative limit of Unity Bank USSD transfer code is 100,000 naira. In order words, this means that you are eligible to make transactions not more than 100,000 naira per day. On the other hand, transactions above you need mobile app.

What is the code for checking Unity Bank account?

To check your bank account balance, dial *7799# and select the option that says ‘check account balance’.

TechSpike’s Conclusion

While having a BVN is a standard requirement for most banking transactions in Nigeria, it is possible to open Unity Bank account without one. By meeting the specified requirements, providing the necessary documents, and following the account opening process, you can establish an account with Unity Bank.

Keep in mind that accounts without BVNs may have limitations on transaction amounts and available services. As banking practices evolve, it’s advisable to consider obtaining a BVN in the future to access a broader range of banking services and benefits.

Opening Unity Bank account without a BVN provides an opportunity for individuals who have not yet obtained this identification number to start their banking journey with a trusted financial institution.

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!