How to Unblock Your Union Bank Account and ATM Card [A Step-by-Step Guide]

How to Unblock Your Union Bank Account and ATM Card: Hello, Welcome to TeezabTech.com.ng! So here’s a situation that happens more often than we’d like to admit: you’re ready to make a purchase, maybe even something you’ve been saving up for, and you take out your Union Bank ATM card only to find out it’s been blocked. 

Or worse, you’re trying to make an urgent online payment and boom, your Union Bank account is restricted. Seriously, could the timing be any worse?

But let’s not hit the panic button just yet. Your account or ATM card could be blocked for a variety of reasons. 

It could be due to multiple failed login attempts, you have blocked it yourself and you have forgotten or you didn’t realize, suspicious transaction activities, or even because of a glitch in the bank’s system. 

Either way, the stress can be overwhelming. But guess what? We’ve got your back! TeezabTech.com.ng got your back! 

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In today’s extensive guide, we’ll be breaking down the various ways you can unblock your Union Bank account and ATM card, step by step. 

We’ll look at options that range from using the Union Bank mobile app to making a personal appearance at your local branch. 

Plus, we’ll share some pro tips on how to avoid such awkward situations in the future.

So, without further ado, let’s get you back to being a financial superstar!

Different Methods to Unblock Your Union Bank Account

I will be showing five different ways you can use to unblock your Union Bank account. 

Each method has its own pros and cons. So, stick with me so as not to miss out on any details. Remember, it is the account you are keeping your money we are talking about here! 

Unblock your Union Bank Account by Contacting their Customer Care

The immediate route that most people consider is contacting Union Bank’s customer care service. They’re available 24/7, and they can help you sort this mess out.

Steps:

To unblock your Union Bank ATM Card by calling customer care, follow the steps below:

1. Call the Union Bank customer care line.
2. Follow the automated prompts until you can speak with a representative.
3. Provide the necessary identification, such as account number, full name, and possibly answers to security questions.
4. Receive guidance on how to unblock your account or ATM card.

Pros of using this method 

• Immediate response.
• Available 24/7.

Cons

• Might experience long wait times.
• Call charges may apply.

Unblock your Union Bank ATM Card using the Union Bank Mobile App

If you’re a tech-savvy person and prefer to handle things on your own, the Union Bank mobile app is a convenient solution.

Steps:

To unblock your Union Bank account using the Bank’s mobile app, follow the steps below:

1. Visit the Google Play Store to download the Union Bank mobile app
2. Install and launch the app
3. Log in with your credentials.
4. Navigate to ‘Account Services’ or ‘Card Management.’
5. Follow the instructions to unblock your account or card.

Pros of using this method 

• Can be done at any time or place.
• There is no need to speak with customer care.

See Also: How to Open Union Bank Account Without BVN and Union Bank Transfer Code

Cons

• Requires internet access.
• Your account may be too restricted for app login.

Unblock your Union Bank Account by Visiting a Union Bank Branch

If you’re the type who prefers to get things done in person, visiting your local Union Bank branch is another solid option.

Steps:

1. Walk into a Union Bank branch during working hours.
2. Take a number and wait for your turn.
3. Explain the situation to the customer service representative.
4. Present your identification and account details for verification.

Pros of using this method

• Face-to-face communication.
• Immediate resolution of the issue.

Cons

• Limited to the bank’s working hours.
• It may involve long waiting times.

Unblock your Union Bank ATM Card by Using Union Bank Internet Banking

Union Bank’s Internet banking platform can be a lifesaver, especially for those who have access to a desktop or laptop.

Steps:

To unblock your Union Bank account using this method, follow the steps below; 

1. Go to Union Bank’s internet banking portal.
2. Log in with your credentials.
3. Navigate to ‘Account Services’ or ‘Card Management.’
4. Follow the on-screen instructions to unblock your account or card.

Pros of using this method

• Can be done from the comfort of your home.
• Quick and easy to navigate.

Cons

• Requires internet access.
• Might encounter browser compatibility issues.

Code to Unblock your Union Bank Account and ATM Card

The code to unblock your Union Bank account is *826#.

If you have previously blocked your Union Bank USSD code and want to unblock it, follow these steps:

1. Dial *826*6# from the phone number linked to your Union Bank account.
2. Enter your 4-digit USSD code PIN.
3. Confirm the action

Tips to Prevent Future Blocks

1. Always double-check your PIN: Before confirming any transaction, make sure you’ve entered the correct PIN to avoid multiple failed attempts.

2. Enable transaction alerts: This will keep you updated on all account activities, and you can easily spot any suspicious transactions.

3. Regularly update passwords: This is a general security measure that makes it difficult for unauthorized users to access your account.

4. Never share your account details: Keep your account information confidential to minimize the risk of unauthorized access.

Frequently Asked Questions – FAQs

What is Union Bank unblocking code?

The Union Bank unblocking code is *826*21#. Very simple and easy to use.

How do I unfreeze my Union bank account?

Simply visit the Union Bank branch closest to you to unfreeze your account. Remember to take an identity document with you particularly your NIN slip because they may ask you for it.

Why is my union bank account blocked or frozen?

Bank accounts are typically frozen for suspected illegal activity, a creditor seeking payment, or by government request. A frozen account may also be a sign that you’ve been a victim of identity theft. Each situation requires specific actions to unfreeze the account.

Can I withdraw money from a frozen account?

Frozen accounts do not permit any debit transactions. When an account is frozen, account holders cannot make any withdrawals, purchases, or transfers. However, they may be able to continue to make deposits and transfer money into it. There is no set amount of time that an account may be frozen.

How to check if a union bank account is active or not?

If you have an ATM card, use it to withdraw some money, if the withdrawal happens it means your account is active. You can also try logging into your net banking account to check if your account is active.

TeezabTech Conclusion on How to Unblock Your Union Bank Account and ATM Card

Getting your Union Bank account or ATM card blocked can feel like a nightmare, but as we’ve seen, it’s a situation that can be resolved in several ways. 

Whether you decide to pick up the phone and speak to customer service, or you opt for the more tech-friendly options like the mobile app or internet banking, the most important thing is to act quickly.

Recommended Posts: How to check Union Bank Account Balance and How to check Union Bank Account Number on Phone

In the grand scheme of things, a blocked account is more of a hiccup than a roadblock on your financial journey. 

While it’s an inconvenience, it’s often a sign that your bank’s security measures are working as they should to protect your money and personal data. 

So, remember to breathe, don’t panic, and use this guide to get yourself back on track. Happy banking,! 

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible! 

See Also:

• How to check Union Bank Account Balance
• Why is My Union Bank USSD Code Not Working
• How to Open Union Bank Account Without BVN
• How to check BVN on Union Bank
• Union Bank Transfer Code