How to Open Fidelity Bank Account Without BVN in 2024

How to Open Fidelity Bank Account Without BVN: Are you looking for how you can open Fidelity Bank account without BVN (Bank Verification Number)? If yes, then you are on the right page!

Fidelity Bank is a trusted financial institution that offers various banking services to its customers.

One of the essential requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), a biometric identification system introduced by the Central Bank of Nigeria (CBN).

However, some individuals might wonder if it’s possible to open Fidelity Bank account without a BVN or not.

In this article, we’ll explore the steps and options for opening Fidelity Bank account without a BVN. So, stay with me and keep up!

Importance of BVN (Bank Verification Number)

The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud.

While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.

Requirements for Opening Fidelity Bank account Without BVN

To open Fidelity Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:

You’ll need a valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
Recent Passport Photograph

Okay, now let’s move on to how you can open Fidelity Bank account without BVN.

How to Open Fidelity Bank Account Without BVN

Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open Fidelity Bank account without a BVN:

The code to open Fidelity Bank Account without BVN is *770#.

Open the call app on your mobile phone
Dial *770#
Choose option 1 for instant banking
choose option 1 again to open an account
Choose whether to open your account with BVN or without BVN, I believe you know what to choose.
Enter your full name
Enter your phone number
Choose the type of account you wish to create. Savings or current
Fill in all the required fields correctly.
Once you are done, your Fidelity Bank Account Number will be sent to you as SMS.

See Also: How to buy MTN Airtime from Fidelity Bank and How to Check Account Balance on Fidelity Bank

Limitations of an Account Without BVN

It’s important to note that an account opened without a BVN may have certain limitations:

Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.

Obtaining a BVN Later

If you initially open Fidelity Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g Bank).

Once you have a BVN, you can link it to your existing Fidelity Bank account to access additional services and remove some limitations.

How to Open Fidelity Bank Account without BVN – FAQs

Can I open a Fidelity bank account without BVN?

Yes, you can create Fidelity Bank account without BVN. However, your account will have some restrictions until you link it with your BVN.

Can I open a Fidelity account online?

Yes, you can open Fidelity bank account online. Simply visit the official Fidelity Bank internet banking website to get started.

How can I open Fidelity Bank account on my phone?

Just like we have explained in this post up there:

Dial *770# on your mobile phone.
Choose option 1 for instant banking.
Choose option 1 again for “Open account”
Choose whether to open your account with BVN or without BVN.
Enter full name.
Enter your phone number.
Choose the type of account, whether savings or current.
Fill in all the required fields correctly.
Once you are done, your Fidelity Bank Account Number will be sent to you as SMS.

Why can’t Fidelity verify my identity?

If your identity verification attempt was unsuccessful, it means that the information you provided did not match the authoritative sources we use for verification.

How much can you withdraw from Fidelity ATM in Nigeria?

Fidelity Bank has sent an email to its customers informing them the CBN has revised its daily cash withdrawal limit on ATM from N100,000 to N20,0000, effective January 23, 2024

TechSpike’s Conclusion

While having a BVN is a standard requirement for most banking transactions in Nigeria, it is possible to open Fidelity Bank account without one.

By meeting the specified requirements, providing the necessary documents, and following the account opening process, you can establish an account with Fidelity Bank.

Keep in mind that accounts without BVNs may have limitations on transaction amounts and available services. As banking practices evolve, it’s advisable to consider obtaining a BVN in the future to access a broader range of banking services and benefits.

Opening Fidelity Bank account without a BVN provides an opportunity for individuals who have not yet obtained this identification number to start their banking journey with a trusted financial institution.

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!